SBI Shishu Mudra Loan Yojana: Do you also want to stand on your own feet and you also have a business plan of your own or want to start a new business and you do not have enough money to start that business. So in such a situation, this article is going to be very important for all of you. Because today we are going to tell you about such a scheme through which you can start your business very easily by taking a loan. Yes, friends, you too can get this loan and start your own business.
SBI Shishu Mudra Loan
By getting this loan, lakhs of people of the country have started their own business. In such a situation, if you also want to get this loan, then you can get this loan by applying for this loan according to the procedure given below. This loan will be given to you only when you are going to start your own business.
SBI Shishu Mudra Loan Scheme 2024
State Bank of India Mudra Loan Scheme was started with the objective that all the people across the country who want to start their own business can start their own small business by getting this loan and when their business starts running, they can repay this loan.
SBI Shishu Mudra Loan Scheme Benefits
SBI Shishu Mudra Loan is provided to the residents of the country only.
Under this scheme, loan up to ₹ 50000 is provided.
Under this scheme, loan is provided without any guarantee.
This loan is given only to those businessmen who are new in the market and want to start their own business.
To avail loan under this scheme, the applicant must have complete documents related to business registration.
An interest rate of 12% per annum is charged on the loan obtained under this scheme.
The loan received under this scheme has to be repaid by the applicant within 5 years.
SBI Loan Eligibility
If you want to take SBI Shishu Mudra loan, then for your information, let us tell you that to avail this scheme, you have to fulfill the eligibility mentioned below. If you do not fulfill this eligibility, then you will not get the benefit of this scheme.
- To avail this loan, the applicant must be above 18 years of age.
- The maximum age of the applicant to avail this loan should be 60 years.
- To get this loan the applicant must have his own business.
- To avail this benefit the applicant must have a 3 year old bank account
SBI Loan S Important Documents
- Aadhar card
- PAN card
- Address proof
- I Certificate
- Bank account statement
- Credit card reports
- business volume
- Mobile Numbr
SBI Shishu Mudra Loan Scheme Apply Process
- To apply for State Bank of India Shishu Mudra Loan Scheme, first of all you have to go to the nearest bank branch of State Bank of India .
- After going to the bank branch, you will have to talk to a bank employee about this scheme.
- After this, you will have to ask for the application form from any bank employee to apply in this scheme.
- After this, you will have to carefully read all the information asked in the application form and enter it.
- After entering all the information, you will have to attach the photocopies of all the required documents with the application form.
- After this you will have to submit this application form to the bank employees.
- After this your application form will be checked by the bank.
- If your application form is correct then this loan will be transferred to your bank accoun.
Apply Now : Click here