Personal Loan Without PAN Card 2024: We suddenly need a loan. If your CIBIL score is very good and you have documents like PAN card and Aadhar card, then nowadays you can easily get a loan immediately by applying online. It does not take much time for this. The entire service has been made online but there are some citizens who do not have a PAN card.
In such a situation, how can he get a loan without a PAN card? If you want to get information about this, then read this article completely. By reading this article, you will be able to know who can get a loan without a PAN card? What documents do you need for this , as well as how can you apply for a loan without a PAN card.
Personal Loan Without PAN Card 2024
Without a PAN card you cannot take a big loan, generally you can take a loan of ₹5000 to ₹50000 without a PAN card. But generally for a loan of more than 50000 you need a PAN card. In such a situation, if you need a small loan, you can apply and take it without a PAN card. Any citizen of India can get a loan even without a PAN card.
If your PAN card is lost or you have not got your PAN card made, in that case we will give you information on how you can get a loan. Without going to the bank, you can avail the benefit of getting a loan without a PAN card by applying online from home.
Why is Personal Loan Without PAN Card necessary
Many times we suddenly need more money in our daily lives. In such a situation, borrowing from friends and relatives is not always right. In such a situation, you can solve this problem by taking an instant loan. That is why people who do not have a PAN card can apply for a loan. For this, you do not even need to go to the bank. In this way, by taking a loan, you can bear the expenses of your shopping, wedding expenses, business expenses or school fees and college fees.
Eligibility Required for Personal Loan Without PAN Card
- Any citizen residing within India can avail loan in this manner without PAN card.
- To get a loan without PAN card, your minimum age must be 18 years.
- The maximum age cannot exceed 60 years.
- If you want to apply for a loan then you must have a salaried job.
- Your monthly salary must be minimum Rs 15,000.
- Along with this, when your CIBIL score is checked, it must be more than 750, otherwise you will not get the loan.
Documents required to get a loan without a PAN card
- Aadhar card
- Voter Card
- electricity bill
- certificate
- 3 months bank statement
- Bank account details
- Passport size photograph
- mobile number
- email id
Personal Loan Without PAN Card Apply Online
- Visit the official website of the NBFC company or bank from which you want to apply for a loan without PAN card.
- If you want, you can also apply through mobile application.
- After this, after coming to the home page, you will have to go to the personal loan section.
- Here you have to select the loan amount ₹50000 or less.
- After this, when you are asked to verify the KYC documents, you have to enter the Aadhaar card number.
- You will receive an OTP on the mobile number linked to your Aadhaar card number, you have to enter it
- After this, when the verification of your application form is completed, the loan amount will be credited to your bank account.
- There may be some variation in the application process of all loan companies and banks.