pm kisan credit card status: A campaign has been launched in every district to issue Kisan Credit Cards to all eligible beneficiaries of Pradhan Mantri Kisan Samman Nidhi Yojana, to facilitate input procurement as well as credit arrangements for farmers by the government and Various steps have been taken by financial institutions. farming.pm kisan credit card status
The income of farmers in the country should increase and they should not face any problem in farming. Keeping this in mind, the central and state governments are implementing many excellent schemes at their respective levels. There are many farmers in the country who are forced to take recourse to loans to continue their farming. Kisan Credit Card Scheme 2024.
KCC application process?
- You have to go to your bank's website.
- There you have to choose the option of 'Kisan Credit Card' or 'KCC'.
- When you get a chance to select 'KCC', save it.
- You will see 'KCC' form there,
- In which you will have to fill your information
- And you have to submit the form by uploading the required details.
- If you can't do it online, you should contact us through the website methods.
Kisan Credit Card – Features and Benefits
Features and benefits of Kisan Credit Card are:
- Interest rates can be as low as 2.00%
- Loan amount up to Rs 1.60 lakh is provided without any security.
- Crop insurance scheme is also provided to the farmers.
- The following insurance coverage is provided:
- Up to Rs 50,000 on permanent disability and death. Up
- to Rs 25,000 is provided against other risks.
- Repayment period is based on the crop harvest and business period for which the loan amount was taken
- Under this scheme, a maximum loan amount of up to Rs 3.00 lakh can be taken.
- Farmers get higher interest rates on savings in their Kisan Credit Card account
- Simple interest rates are charged as long as the user makes prompt payments. Otherwise compound interest rate is applied.
How to apply for Kisan Credit Card Scheme?
- First of all you should have all the necessary documents. Kisan Credit Card Scheme 2024
- You will have to go to your nearest bank branch and fill the form of Kisan Credit Card Scheme.
- In the scheme you will have to opt for ₹300000 credit card scheme.
- Photocopies of all required documents have to be attached with the application form.
- This application form will have to be submitted to the credit card making officer in the bank.
Kisan Credit Card Required Documents
- Identity proof like PAN Card , Voter ID , Driving License , Passport etc.
- Address proof like Aadhar Card , PAN Card , Voter ID , Driving License or any other government accepted ID
- Passport size photograph of the applicant
- Duly filled and signed application form
- Applicants should note that documents and other formalities may vary as per the internal guidelines of the Bank . The above list includes only some of the original documents.