Although PhonePe is mainly used for making payments, still many people use this application for their other needs also because many other types of facilities are available on this application and we also provide loan facility. We will know the information about how a personal loan can be taken on phone. Let us know in detail how a personal loan can be taken instantly on phone.
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How to take personal loan from PhonePe 2024?
In today's time, many government, semi-government and private companies are ready to give loans, you just need to apply. One such company which gives loans to people through PhonePe. There are some common methods to take loan from PhonePe, about which we are telling you.
Necessary eligibility to take loan from PhonePe –
To take loan from PhonePe, the applicant must have some important eligibility which are as follows –- Native of India and applicant must be at least 18 years of age.
- Apart from this, PhonePe Application must be installed in the applicant's phone and PhonePe Account must be active in it.
- The salary of the applicant should be more than Rs 25 thousand.
- Apart from this, the credit score of the applicant should be good and there should not be any kind of loan pending or default.
Eligibility to take PhonePe Personal Loan
To take loan from PhonePe, you have to agree to some terms and conditions which are as follows –- Only Indian citizens can apply for PhonePe Personal Loan .
- To avail a personal loan from PhonePe, you must be at least 21 years of age or older.
- You must have all the KYC documents.
- It is necessary for you to have EKYC i.e. your Aadhaar number should be linked to the mobile number.
- You must have an active bank account and the Aadhaar number should be linked to the bank account.
- PhonePe should be active in your mobile and your bank account should be linked to PhonePe.
- Salaried individuals and self-employed people can apply for Phone Pe loan.
- Your monthly income should be at least Rs 25 thousand and you should have income certificate.
- It is necessary to have a good CIBIL score for a personal loan.
- You should have a good record of financial transactions and you should not be a defaulter.
What documents are required for phone pay?
- Aadhar card
- mobile number
- email id
- bank passbook
- passport size photo
- Basic address proof
- I Certificate
- caste certificate
- But the card
Apply for PhonePe Personal Loan
- PhonePe Personal Loan: First of all you have to enter Rs.0000000000 in your phone.
- You have to install the PhonePe app and login with your mobile number.
- After logging in, you will find the option of See All under the home page.
- You must be seeing an ad for loan of Rs 10 lakh, which you have to click on.
- As soon as you click, many loan giving companies will appear in front of you.
- Whichever company you want to take a loan from, download that app from the Play Store.
- After that all the necessary documents are correct.
- After filling it properly, you will have to wait for approval.
- Will check the information given by you over the phone, if
- If all the documents updated by you are found correct, your loan will be approved.
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