Because Bandhan Bank has started providing personal loans through digital online facility. You can apply online for a personal loan from Bandhan Bank or apply through Jan Seva and you can also take it at the same time. Complete information about which is being given to you in this article given today.
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Eligibility Criteria for Bandhan Bank Personal Loan
Personal Loan is provided to all employed/ non-employed professionals/ non-employed individuals.
Minimum Age: Employed Persons – 21 years; Non employed – 23 years
Maximum age at the time of loan maturity – 60 years
There must be at least 1 customer initiated transaction on a monthly basis in the Main Account.
Minimum Age: Employed Persons – 21 years; Non employed – 23 years
Maximum age at the time of loan maturity – 60 years
There must be at least 1 customer initiated transaction on a monthly basis in the Main Account.
Documents Required to Apply for Bandhan Bank Personal Loan
You have to document ready, as far as availing this loan is concerned. To know a complete list of documents, just read the page below.- Identity Proof: Passport/PAN card/Voter ID card/driving license/Aadhaar Card#
- Address proof: Passport/PAN card/Voter ID card/driving license/Aadhaar Card#
- Signature Proof: Passport/PAN card
- A Photograph
- Last three months salary slip & Form -16 for 1 year for salaried *
- ITR for last 2 years with computation of Income, Balance Sheet and P & L a/c for self-employed*
How much interest is charged in taking personal loan from Bandhan Bank?
If you also want to take a personal loan from Bandhan Bank sitting at home, then there is a very good news for all of you, Bandhan Bank Loan 2023 because personal loan from Bandhan Bank is to be given to all of you, which you all can avail in very easy ways. You can take a loan, as well as where to take it and from where. Note that you can take this personal loan of Bandhan Bank online sitting at home, through which loan can be given to all of you at 0% interest rate, which you all can take here sitting at home.Features and Benefits of Bandhan Bank Personal Loan
- Attractive Interest Rates: Bandhan Bank offers the best personal loan interest rates based on its Marginal Cost of Lending Rate (MCLR). And the interest rate ranges from 15.90% - 20.75% per annum.
- Minimal Paperwork:Loan approval requires just a few documents to support your identity, residence and income.
- Fastest Approval:As it’s an unsecured loan, you don’t need to provide any security or collateral. As a result, there’s no extra formalities than the documents mentioned above and, therefore, the loan gets approved quickly. The money gets disbursed in your account in a maximum of 48 hours.
- Flexible Tenure:The loan repayment is divided into Equated Monthly Installments (EMIs). You can choose to pay EMIs for tenures ranging from 12 to 36 months.
- No Hidden Charges:The transparency is greatly ensured as there are no hidden charges associated with the loan disbursal.