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Apply for personal loan through Aadhar card like this:
- To apply for a loan using your Aadhar card, visit the official website of the bank.
- You can also apply for a personal loan using the bank's mobile app.
- After this you will get an OTP. You have to enter this.
- Then you have to choose the personal loan option.
- You will have to enter the loan amount and other necessary information.
- After that, you may also be asked for PAN card details. You will have to fill this also.
- Then all the information will be cross checked by the bank. After doing this, if your loan is approved then your loan will be credited to your bank account.
Personal Loan Eligibility Criteria
Applicant's age should be between 21 to 60 years
Credit score must be 750 or higher
Minimum 2 years working experience with current company
Rs 15,000 Net monthly salary
Credit score must be 750 or higher
Minimum 2 years working experience with current company
Rs 15,000 Net monthly salary
Documents required for personal loan
- Duly filled application form with passport size photograph.
- KYC documents
- Identification Proof : Voter ID Card, Aadhar Card , Passport, Driving License.
- Residence Proof : Passport, Utility Bill, Aadhar Card.
- Income Proof : Salary slip, ITR return .
- Other important documents required by banks/loan institutions
- Some banks or NBFCs consider your Aadhaar card as the primary identity proof, however, most lenders consider factors like your credit score, repayment capacity and job profile before giving a loan.