[PMAY] Pradhan Mantri Gramin Awaas Yojana

[PMAY] Pradhan Mantri Gramin Awaas Yojana Pradhan Mantri Awaas Yojana Gramin (PMAY-G) or Pradhan Mantri Gramin Awaas Yojana (PMGAY) is a communal welfare program initiated by the government of India with the intention to provide low-cost housing to the people residing in the rural areas of the nation. This program is in harmony with the government’s initiative of providing ‘Housing for all’ by the year

Features of Pradhan Mantri Gramin Awaas Yojana

Modern technology like information communication and space technology are being used to make sure the accurate selection of beneficiaries
PMGAY combines all of the following schemes together – Aadhaar platform, Skill India and Jan Dhan Yojana, and Make in India. Besides this, the government is also planning to deploy MGNREGA scheme to train and allocate labour
The Swachh Bharat and MGNREGA amongst other institutions funded toilets for the PMGAY scheme
PMAY-G beneficiaries are entitled to get 90 days of wage employment in districts under an integrated action plan (IAP)
Drinking water will be supplied to houses under the PMAY-G scheme by the National Rural Drinking Water program (NRDWP)
Clean and efficient cooking fuel will be provided to the beneficiaries of PMAY-G
Solid and liquid wastes of the households under the PMAY-G scheme will be managed
Several amenities such as bio-fenced steps, paved pathways, road, etc. will be provided to the beneficiaries of the PMAY-G housing
1 crore pucca houses are to be constructed for the people of the rural areas in the next three years
Totally, 4 crore households will be constructed under the PMAY-G scheme by the year 2022
The estimated total expenditure of PMAY-G is Rs.60,000 crore
The size of each unit will be revised to 25 square meters. Earlier, the size of each unit stood at 20 square meters
The funds will be transferred electronically and directly to the beneficiaries

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Eligibility Criteria for PMAY Gramin: Pradhan Mantri Gramin Awaas Yojana

Scheduled Tribes / Scheduled Castes
Freed bonded labourers
Minorities and non – SC/ST rural households in the BPL category
Widows and next-of-kin to defence personnel/paramilitary forces killed in action (irrespective of their income criteria), ex-servicemen and retire Scheme
The family applying for a loan under this scheme must include a husband, wife and child/children that are unmarried
The family must not own a pucca house
The applicant and his family must fulfil the income criteria mandated by this scheme and has to belong to either the EWS (Economically Weaker Section), LIG (Lower Income Group), or BPL (Below Poverty Line) category
The income of the applicant’s family should be between Rs.3 lakh and Rs.6 lakh p.a.
Any loan amount above Rs.6 lakh, the interest rate on the additional amount will be as per the market rate

Documents Required for Pradhan Mantri Awas Yojana:

Proof of identity:
PAN card
Voter ID card
Aadh
aar card
Passport
Driving license
Photo credit card
Photo identity card issued by the Government
A letter issued by a recognized public authority that confirms the identity of the customer with a photograph

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Proof of address:

A letter issued by recognized public authority confirming the identity and residence of the applicant
Rent agreement
Life insurance policy
Residence address certificate
Voter ID card
Aadhaar card
Passport
Proof of income:
Last six months bank statement
ITR receipts
Salary slips for the previous two months
Proof of purchase of the property (if applicable):
Sale deed
Sale/purchase agreement

Property registration certificate (if available)Copy of receipt of payment made to the developer (if applicable)One must make sure that he/she is eligible for the subsidy before application. Also, the applicant should check whether his/her name is present on the beneficiary’s list as well to receive the subsidy benefit.

Important Links For PMAY – Pradhan Mantri Awas Yojana

Apply Online And Official Website

Search Beneficiary List of PMAY

How to Apply For PMAY – Pradhan Mantri Awas Yojana

Step 1: Visit the official government website belonging to PMAY.

Step 2: Click on the ‘Citizen Assessment’ option under the ‘Menu’ tab.

Step 3: An applicant must enter his/her Aadhaar number.

Step 4: With the successful submission of the Aadhaar number, he/she will be redirected to the application page.

Step 5: The applicant must proceed to enter all relevant details on this page, including income details, personal details, bank account details and other necessary information.

Step 6: Applicants should recheck all information before submission.

Step 7: Once a person clicks on the ‘save’ option, he/she will find a unique application number.

Step 8: Applicants should, next, download the filled-in application form.

Step 9: Finally, the person can deposit the form at his/her nearest CSC office or a financial institution offering PMAY. He/she must also submit all necessary documents along with the form.

Alternatively, individuals can opt for the offline application procedure and approach an authorised bank branch to apply for the scheme if they find the online process inconvenient.

PMAY FAQS:

Who is eligible for Pradhan Manti Awas Yojana?

The following individuals and families are eligible for this scheme:

Economically Weaker Section (EWS) – Families with an annual income up to Rs. 3 Lakh.
Low Income Group (LIG) – Families with an annual income between Rs. 3 Lakh and Rs. 6 Lakh.
Middle Income Group I (MIG I) – Families within an annual income between Rs. 6 Lakh and Rs. 12 Lakh.
Middle Income Group II (MIG II) – Families with an annual income between Rs. 6 Lakh and Rs. 12 Lakh.
Women belonging to EWS and LIG categories.
Scheduled Caste (SC), Scheduled Tribe (ST), and Other Backward Class (OBC).
In addition to the above, beneficiaries can avail the benefits of this scheme by meeting the following few eligibility criteria –
He/she must not own a house to fulfil the Pradhan Mantri Awas Yojana eligibility.

Official Website Online :

Pradhan Mantri Awas Yojana Check Your status: Click Here

The individual must also not avail the benefits of any other housing scheme by the State or

Central Government.

OnlineThis scheme, along with the inclusion of RERA, led to the creation of about 6.07 Crore jobs across the nation. pradhan Mantri Awas yojana eligibility| Pradhan Mantri Awas yojana status| Pradhan Mantri Awas yojana 2019 kudi|Pradhan Mantri Awas yojana west bengal| Pradhan Mantri Awas yojana achievements| Pradhan Mantri Awas Yojana subsidy| Pradhan Mantri Awas yojana sbi| Pradhan Mantri Awas Yojana Gramin documents,

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